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	<title>danajohnhill.org &#187; Politics</title>
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	<description>Hard Times Come Again No More</description>
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		<title>Is This a Trend?</title>
		<link>http://danajohnhill.com/dana/2011/03/29/is-this-a-trend/</link>
		<comments>http://danajohnhill.com/dana/2011/03/29/is-this-a-trend/#comments</comments>
		<pubDate>Wed, 30 Mar 2011 02:12:35 +0000</pubDate>
		<dc:creator>Dana John Hill</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[School]]></category>

		<guid isPermaLink="false">http://danajohnhill.com/dana/?p=2296</guid>
		<description><![CDATA[For the second day in a row, a former teacher of mine has made the pages of the St. Petersburg Times. Professor Davis, an authority on Florida environmental history, has an op-ed today.]]></description>
			<content:encoded><![CDATA[<p>For the second day in a row, a former teacher of mine has made the pages of the <em>St. Petersburg Times</em>. Professor Davis, an authority on Florida environmental history, has <a href="http://www.tampabay.com/opinion/columns/floridas-beauty-at-risk/1159644">an op-ed today</a>.</p>
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		<title>Tucson</title>
		<link>http://danajohnhill.com/dana/2011/01/09/tucson/</link>
		<comments>http://danajohnhill.com/dana/2011/01/09/tucson/#comments</comments>
		<pubDate>Mon, 10 Jan 2011 01:13:07 +0000</pubDate>
		<dc:creator>Dana</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Politics]]></category>

		<guid isPermaLink="false">http://danajohnhill.com/dana/?p=2096</guid>
		<description><![CDATA[The terrible shooting in Tucson yesterday is extremely disheartening, not least because the victims seem to have been decent people exercising their Constitutional right of peaceable assembly. Almost as soon as I heard the news, I began hearing people on each side of the political spectrum either placing blame, or deflecting blame.  Indeed, it is [...]]]></description>
			<content:encoded><![CDATA[<p>The terrible shooting in Tucson yesterday is extremely disheartening, not least because the victims seem to have been decent people exercising their Constitutional right of peaceable assembly.</p>
<p>Almost as soon as I heard the news, I began hearing people on each side of the political spectrum either placing blame, or deflecting blame.  Indeed, it is too early to know much about the motives of the alleged murderer.  He may be an entirely apolitical lunatic.  As NPR reported yesterday afternoon, there have been a few instances of assassins and attempted-assassins acting with no apparent political motives.  John Hinckley simply wanted to impress Jodie Foster, for instance.</p>
<p>Conversely, we may find that the murderer in this instance was an avowed political reactionary, and Representative Giffords was his ideologically enemy.  Or, perhaps, the attempted assassin is a radical, and the congresswoman was not liberal enough for him.  Again, we do not know anything yet.</p>
<p>Whatever the facts, the <em>New York Times</em> ran <a href="http://www.nytimes.com/2011/01/09/us/politics/09bai.html">an outstanding Op-Ed</a> today that offers good advice for all of us.  I won&#8217;t quote the piece, because each paragraph requires the context of the next paragraph to make its argument.  I will simply suggest that you read it.</p>
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		<title>No Wonder They Are So Angry</title>
		<link>http://danajohnhill.com/dana/2010/03/22/no-wonder-they-are-so-angry/</link>
		<comments>http://danajohnhill.com/dana/2010/03/22/no-wonder-they-are-so-angry/#comments</comments>
		<pubDate>Mon, 22 Mar 2010 15:14:28 +0000</pubDate>
		<dc:creator>Dana</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Politics]]></category>

		<guid isPermaLink="false">http://danajohnhill.com/dana/?p=1550</guid>
		<description><![CDATA[More than almost anything else, I hate phony outrage.  That is, I cannot abide the loud shouting by those whose indignation is not sincere.  You see it constantly these days.  Politicians and the public on one side will pretend to be enraged by the behavior or policies of some other politician or group, when, in [...]]]></description>
			<content:encoded><![CDATA[<p>More than almost anything else, I hate phony outrage.  That is, I cannot abide the loud shouting by those whose indignation is not sincere.  You see it constantly these days.  Politicians and the public on one side will pretend to be enraged by the behavior or policies of some other politician or group, when, in fact, those &#8220;outraged&#8221; people know that they have committed the same misdeeds, or supported policies no better than the ones about which they now pretend to be angry.  Rush Limbaugh derided illegal drug users for years while hiding his own drug problem. Republicans, who praised President Bush for ignoring the polls and going ahead with the troop surge in Iraq, today criticize Democrats for ignoring the polls on healthcare reform.</p>
<p>Phony outrage bothers me because it is simultaneously false and hypocritical.  And it gets attention.  A man holding a sign and shouting is bound to have a television camera pointed at him, no matter how ridiculous his claims.</p>
<p>It would be easy to dismiss those in the &#8220;Tea Party&#8221; movement as simple phonies.  After all, members of that group, which burns President Obama in effigy, only a few years ago claimed that any criticism of the president was &#8220;unpatriotic&#8221;, and that those who opposed George W. Bush&#8217;s policies were &#8220;with the terrorists&#8221;.  That is phony outrage, pure and simple.</p>
<p>But the Tea Party movement presents another, equally troublesome phenomenon: ignorant outrage.  As Bruce Bartlett, the outspoken Republican and former Reagan adviser, <a href="http://www.forbes.com/2010/03/18/tea-party-ignorant-taxes-opinions-columnists-bruce-bartlett.html">writes at Forbes.com</a>, most Tea Party people completely misunderstand the issues about which they are so angry.  Members of the Tea Party movement were surveyed about taxes under President Obama, and, &#8220;no matter how one slices the data, the Tea Party crowd appears to  believe that federal taxes are very considerably higher than they  actually are&#8221;.  When asked, for instance, whether, under Obama, taxes are higher, lower, or the same, two-thirds thought taxes were higher.  In fact, as Bartlett points out, &#8220;federal taxes are very considerably lower by every measure since Obama  became president&#8221;.</p>
<p>Meanwhile,</p>
<blockquote><p>Tea Partyers were asked how much the federal government gets in taxes as  a percentage of the gross domestic product. According to Congressional  Budget Office <a href="http://www.cbo.gov/ftpdocs/108xx/doc10871/historicaltables.pdf" target="_blank">data</a>, acceptable answers would be 6.4%, which is the  percentage for federal income taxes; 12.7%, which would be for both  income taxes and Social Security payroll taxes; or 14.8%, which would  represent all federal taxes as a share of GDP in 2009.</p>
<p>Tuesday&#8217;s Tea Party crowd, however, thought that federal taxes were  almost three times as high as they actually are. The average response  was 42% of GDP and the median 40%. The highest figure recorded in all of  American history was half those figures: 20.9% at the peak of World War  II in 1944.</p></blockquote>
<p>As Bartlett points out, &#8220;it&#8217;s hard to explain this divergence between perception and reality&#8221;.  I&#8217;m not so sure.  How often do talk radio hosts criticize Democrats for raising taxes?  A lot, from what I can tell.  And yet, &#8220;there hasn&#8217;t been a federal tax increase of any significance in this  country since 1993&#8243;.  Nevertheless, politicians and pundits drone on and on about how high taxes are burdening families, and driving down the economy.  Those politicians and pundits know better (or ought to).  Their outrage is phony.  But the public&#8211;which by and large, doesn&#8217;t read the newspaper, or know the first thing about economics, history, geography, or almost any other subject&#8211;hears the talking heads and believes.  Thus, phony outrage becomes ignorant outrage.</p>
<p>Don&#8217;t get me wrong.  I wholeheartedly support righteous indignation.  That is, if you really believe something, state your position honestly, and advocate for your cause, I will, at least, respect your efforts.  However, as the saying goes, everyone is entitled to his own opinion, but not his own facts.  Be honest; be consistent.  That goes for both sides.</p>
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		<title>The Olympic Games</title>
		<link>http://danajohnhill.com/dana/2010/03/04/the-olympic-games/</link>
		<comments>http://danajohnhill.com/dana/2010/03/04/the-olympic-games/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 15:47:16 +0000</pubDate>
		<dc:creator>Dana</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Musings]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Sports]]></category>

		<guid isPermaLink="false">http://danajohnhill.com/dana/?p=1506</guid>
		<description><![CDATA[The 2010 Winter Olympics concluded this week, and I could hardly have watched more of them if I wanted.  I tuned in every night for two weeks, and even though there were sports I didn&#8217;t care to see (snowboarding, ice dancing, etc.), and even though I wish NBC weren&#8217;t so captivated by a cult of [...]]]></description>
			<content:encoded><![CDATA[<p><a class="tt-flickr" href="http://www.flickr.com/photos/danajohnhill/4400488852"><img class="tt-flickr" src="http://farm5.static.flickr.com/4005/4400488852_7c34ffb252_m.jpg" alt="Op Ed" width="180" height="240" /></a> The 2010 Winter Olympics concluded this week, and I could hardly have watched more of them if I wanted.  I tuned in every night for two weeks, and even though there were sports I didn&#8217;t care to see (snowboarding, ice dancing, etc.), and even though I wish NBC weren&#8217;t so captivated by a cult of personality, focusing too much attention on big celebrity athletes, I enjoyed most of it a great deal.  And, in spite of the fact that the weather sometimes didn&#8217;t fully cooperate, and some of the venues experienced technical difficulties, Vancouver seems the ideal place for Olympic games.</p>
<p>But not everyone likes the idea of the Olympics moving from city to city, country to country.  In <a href="http://www.nytimes.com/2010/03/01/opinion/01altekruse.html">an op-ed</a> published in the <em>New York Times</em> on Monday, former Olympic rower, Charles Banks-Altekruse, argues that the Olympic games&#8211;both summer and winter&#8211;should move permanently to Switzerland.</p>
<p>Banks-Altekruse correctly points out that the Olympics are hugely expensive events that can be financially crippling to the host cities and countries.  Part of Greece&#8217;s present fiscal turmoil is due, no doubt, to the 2004 games in Athens.  Meanwhile, I clearly remember how worried people were about whether the Olympic facilities and venues would be complete in time for the games.  The paint was still drying when the 2004 Olympics began.  That Greece had to build arenas and a stadium from scratch is emblematic of what makes the Olympics so costly for host cities.  Beijing built hugely expensive facilities that <a href="http://www.nytimes.com/2010/02/07/weekinreview/07wines.html">now lie dormant</a>.  Sochi is building a new Olympic park from scratch that will, no doubt, cost a fortune. Rio de Janeiro will spend billions of dollars it simply doesn&#8217;t have to host the 2016 summer games.</p>
<p>Atlanta spent tons of money, too, but did things a bit smarter.  The stadium that hosted the opening and closing ceremonies as well as track and field in 1996 was converted to host baseball after the games concluded.  Other Olympic events were held at facilities at universities in northern Georgia.  Los Angeles, too, used existing infrastructure in 1984, and made money.  But times have changed, and expectations have changed.  I suspect that, like professional sports teams do, the International Olympic Committee now expects the latest and greatest, and an old stadium&#8211;the Los Angeles Memorial Coliseum was over sixty-years-old when the 1984 games began&#8211;simply wouldn&#8217;t do.</p>
<p>Meanwhile, Banks-Altekruse argues that potential political conflicts like the one that thwarted his Olympic hopes in Moscow in 1980, and kept Eastern Bloc nations away from Los Angeles in 1984, make it essential that the Olympics find a permanent, neutral home.  I acknowledge that that was a big shame, and, in retrospect, neither of those cities was the ideal choice, since the IOC certainly must have realized that boycotts would occur.</p>
<p>But I think the political climate around the world have changed in the past twenty-five years, and I doubt that we will see another significant Olympic boycott, unless future games are, somehow, awarded to Tibet or Somalia.</p>
<p>And, though the financial issue is a serious matter, I don&#8217;t believe that that justifies moving the Olympics permanently to Switzerland, which would, according to Banks-Altekruse, be able to afford its hosting duties by averaging out the construction costs over a long term.</p>
<p>No, I think too much is gained by having the Olympics move around the world.  The experience seems richer, and the international goodwill, I believe, is genuine.</p>
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		<title>Nobels fredspris</title>
		<link>http://danajohnhill.com/dana/2009/10/09/nobels-fredspris-2/</link>
		<comments>http://danajohnhill.com/dana/2009/10/09/nobels-fredspris-2/#comments</comments>
		<pubDate>Fri, 09 Oct 2009 22:50:00 +0000</pubDate>
		<dc:creator>Dana</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Politics]]></category>

		<guid isPermaLink="false">http://danajohnhill.com/dana/?p=1262</guid>
		<description><![CDATA[President Obama was awarded the Nobel Peace Prize today.  Like everyone else, I was surprised to read the news this morning.  Some people, however, are demonstrating a complete lack of class by whining about the Nobel Committee&#8217;s decision.  It isn&#8217;t just Republicans; many on the far-left are griping.  Stop it, everyone. Obviously, President Obama hasn&#8217;t [...]]]></description>
			<content:encoded><![CDATA[<p>President Obama was awarded the Nobel Peace Prize today.  Like everyone else, I was surprised to read the news this morning.  Some people, however, are demonstrating a complete lack of class by whining about the Nobel Committee&#8217;s decision.  It isn&#8217;t just Republicans; many on the far-left are griping.  Stop it, everyone.</p>
<p>Obviously, President Obama hasn&#8217;t accomplished peace in the Middle East, or achieved nuclear disarmament.  Obviously, nine months in office isn&#8217;t much time to solve the complex issue of Islamic extremism.  Obama himself said that he didn&#8217;t feel he deserved it, and, indeed, it seems odd, particularly when some past recipients devoted their entire lives to peace, like Martin Luther King, Jr.  But the committee evidently believes that, tangible results or not, Obama has promoted peace, if only by turning America&#8217;s diplomatic posture from one of reckless aggression to one of respect for our allies.  The award citation reads in part: &#8220;Obama has as president created a new climate in international politics. Multilateral diplomacy has regained a central position, with emphasis on the role that the United Nations and other international institutions can play.&#8221;  If that&#8217;s the criteria the committee set, then that&#8217;s the criteria.</p>
<p>But I think that the committee also intended to send a message about what they&#8211;and really the rest of the world&#8211;would like to see from the United States.  I believe Senator John McCain understands this quite well:  &#8220;I think part of their decision-making was expectations. And I’m sure the president understands that he now has even more to live up to.  I think Americans are always pleased when their president is recognized by something on this order&#8221;.</p>
<p>Americans should be pleased, as Senator McCain says.  But, as has been demonstrated recently, there are some whose disdain for Obama exceeds their love for America.  The people who cheered when Chicago lost its Olympic bid showed their true colors.  Disapprove of Obama&#8217;s politics if you want; it is perfectly patriotic to disagree with a president or a legislature when you do so in an intellectually honest manner.  But I cannot respect anyone who would rather America lose than Obama win.</p>
<p>A sitting American president has once again won the Nobel Peace Prize, and the appropriate response is not derision, but careful consideration of what message has been made.  President Obama didn&#8217;t solicit this award, and I&#8217;ll bet that if it were up to him, he&#8217;d rather they have picked someone else.  But the Nobel Committee made their choice, and now Obama&#8217;s presidency will take up the crusade.  If promoting peace is his &#8220;call to action&#8221;, as he put it, so much the better.  And, if you don&#8217;t think America&#8217;s cause is peace, then I feel sorry for you.</p>
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		<title>Much Ado About Nothing</title>
		<link>http://danajohnhill.com/dana/2009/10/03/much-ado-about-nothing/</link>
		<comments>http://danajohnhill.com/dana/2009/10/03/much-ado-about-nothing/#comments</comments>
		<pubDate>Sat, 03 Oct 2009 20:09:06 +0000</pubDate>
		<dc:creator>Dana</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Sports]]></category>

		<guid isPermaLink="false">http://danajohnhill.com/dana/?p=1255</guid>
		<description><![CDATA[I do not understand the resentment being directed at President Obama over Chicago&#8217;s failed Olympic bid.  Sure, the president flew to Copenhagen to address the International Olympic Committee.  And, sure, Chicago wasn&#8217;t awarded the Olympics.  But the people who are asking if Obama made a huge mistake are making foolish, false analogies.  This wasn&#8217;t like [...]]]></description>
			<content:encoded><![CDATA[<p>I do not understand the resentment being directed at President Obama over Chicago&#8217;s failed Olympic bid.  Sure, the president flew to Copenhagen to address the International Olympic Committee.  And, sure, Chicago wasn&#8217;t awarded the Olympics.  But the people who are asking if Obama made a huge mistake are making foolish, false analogies.  This wasn&#8217;t like a coach calling a risky play that doesn&#8217;t work out, losing the game for the team.  Obama didn&#8217;t have a Mitt Romney level of involvement in this venture.  All he did was fly to Denmark, make a speech, and go home.  But&#8211;oh, no!&#8211;he spent all that time flying across the ocean when our country is in such terrible economic danger!  Really?  Many of the people griping about Obama&#8217;s trip are the same people who defended President Bush and his 490 days of vacation in Crawford by saying that he was still working.   And we were in plenty of danger while he was president.  As those people pointed out at the time, the president is never out of reach, whether in Washington or Crawford.  And Air Force One is the most &#8220;connected&#8221; aircraft on earth.  Were tax dollars wasted to take Obama all the way to Europe?  I guess.  But weren&#8217;t tax dollars wasted to take President Bush on seventy-seven trips to Texas?  Or to fly Air Force One over NASCAR race tracks?</p>
<p>The facts are these: If you&#8217;ve ever been to Chicago, you know it&#8217;s an amazing city, and would be a great Olympic host.  But Rio was going to win the Olympics no matter what.  South America has never held an Olympic games, and, really, it was due.</p>
<p>Obama wanted to go to bat for his home town and his country.  The leaders of the other bidding countries did the same thing.  This isn&#8217;t a big deal.</p>
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		<title>A Brief History of Discourse</title>
		<link>http://danajohnhill.com/dana/2009/08/12/a-brief-history-of-discourse/</link>
		<comments>http://danajohnhill.com/dana/2009/08/12/a-brief-history-of-discourse/#comments</comments>
		<pubDate>Wed, 12 Aug 2009 15:50:22 +0000</pubDate>
		<dc:creator>Dana</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Rantings]]></category>

		<guid isPermaLink="false">http://danajohnhill.com/dana/?p=1166</guid>
		<description><![CDATA[Debate is healthy&#8211;essential, even&#8211;to a thriving democracy.  But debate requires that all parties tell the truth.  Dishonesty poisons social discourse, and invariably prevents us from arriving at common ground and reaching important goals. I am extremely troubled by the misinformation&#8211;lies, really&#8211;being spread about the proposed health care reform slowly winding its way through Congress.  The [...]]]></description>
			<content:encoded><![CDATA[<p>Debate is healthy&#8211;essential, even&#8211;to a thriving democracy.  But debate requires that all parties tell the truth.  Dishonesty poisons social discourse, and invariably prevents us from arriving at common ground and reaching important goals.</p>
<p>I am extremely troubled by the misinformation&#8211;lies, really&#8211;being spread about the proposed health care reform slowly winding its way through Congress.  The misinformation takes many forms, but at its heart lies a straw man.  That is, some of those who strongly oppose health care reform are deliberately distorting what reform would mean in an effort to make change appear undesirable.  So, for example, they make outrageous claims that, under the Obama plan, the elderly will face forced euthanasia (or any sort of euthanasia), when, in fact, all the proposal would do is give patients the option of discussing advanced directives regarding life-support should they ever suffer a perpetual coma.  There is nothing wrong or even scary about that.  In fact, in the wake of the Terry Schiavo calamity, you would think that everyone would be in favor of such a logical proposal.  But, by misinterpreting what the legislation would do, those making false claims are able to frame the debate in new terms.  If all you hear are people screaming at their congressmen at town hall meetings, you, too, might walk away with the wrong ideas of what health care reform would look like.  (There is a curious similarity between some of those screaming about health care and others screaming about President Obama&#8217;s citizenship.)</p>
<p>Another common refrain amongst those who&#8211;for whatever reason&#8211;oppose reform is that citizens of other nations which have some form of national health care (&#8220;socialized medicine!&#8221;) or single-payer program (which isn&#8217;t even on the table here in the USA, though, mark my words, it will happen in my lifetime) receive much worse care than Americans.  Generally, these arguments point to the &#8220;long waits&#8221; that patients must endure before receiving essential treatment.  I don&#8217;t doubt that patients needing elective operations occasionally have to wait their turns.  But I strongly suspect that the more horrifying claims are greatly exaggerated.  Moreover, when you consider that many tens of millions of Americans are not able to receive those procedures at all, waiting a few weeks doesn&#8217;t seem that bad.</p>
<p>But, others who claim that &#8220;America has the greatest health care system in the world&#8221;, which is demonstrably false if you use almost any measurable criteria, like to make different, more terrifying false claims.  A hilarious one appears in the latest <em>Investors Business Journal</em>.  It suggests that the British public health system is terrible because of &#8220;rationing&#8221;, and that &#8220;the stories of people dying on a waiting list or being denied care altogether read like a horror movie script&#8221;.  If, the article states, the bureaucrats don&#8217;t believe your life is worth saving, they cut you off, and &#8220;you get to curl up in a corner and die&#8221;.  Now, you might expect such a shabbily written and poorly researched article to cite ridiculous and unreliable tabloids like the <em>New York Post</em>, and this one does.  And you might also expect it make the sinister insinuation that American patients will be &#8220;compelled&#8221; to pull their own plugs, so to speak, and this one does that, as well.  But you probably would not have believed that anyone who receives money to write words could make a mistake this stupid:</p>
<blockquote><p>People such as scientist Stephen Hawking wouldn&#8217;t have a chance in the U.K., where the National Health Service would say the life of this brilliant man, because of his physical handicaps, is essentially worthless.</p></blockquote>
<p><em>Investors Business Journal</em> probably ought to have asked <span style="text-decoration: underline;">British</span> scientist Stephen Hawking, who lives in the <span style="text-decoration: underline;">United Kingdom</span>, where they have the <span style="text-decoration: underline;">National Health Service</span>, if he agreed with that premise.  He would probably have told them that he &#8220;wouldn’t be here today if it were not for the NHS&#8221;.  That is, in fact, exactly <a href="http://www.guardian.co.uk/politics/2009/aug/12/birthers-stephen-hawking-paul-rowen">what he told</a> <em>The Guardian</em>.  The ignorance of facts displayed by the <em>Investors Business Journal</em> is not unlike that demonstrated by those fools who claim that, even if President Obama was born in Hawaii&#8211;which they&#8217;re not willing to concede&#8211;he cannot be an American citizen because his father was Kenyan, which is clearly wrong.</p>
<p>It is, of course, appropriate to discuss what this health care reform will cost and how we will pay for it.  And it is entirely understandable that many who oppose abortion would be troubled to think of their money going to cover abortions.  I resent that even a penny of my tax dollars goes to pay for chemicals that the state of Florida uses to kill human beings strapped to a table.  So, their concerns are fair, and we should discuss our options.  But intellectual dishonesty makes legitimate debate impossible, and the fanatics who insist nothing is wrong with what we have, or who seek to make the perfect the enemy of the good, are only making things worse.</p>
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		<title>It Depends on What You Mean by &#8220;Modify&#8221;</title>
		<link>http://danajohnhill.com/dana/2009/02/25/it-depends-on-what-you-mean-by-modify/</link>
		<comments>http://danajohnhill.com/dana/2009/02/25/it-depends-on-what-you-mean-by-modify/#comments</comments>
		<pubDate>Wed, 25 Feb 2009 18:11:12 +0000</pubDate>
		<dc:creator>Dana</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Rantings]]></category>

		<guid isPermaLink="false">http://danajohnhill.com/dana/?p=875</guid>
		<description><![CDATA[On NPR this morning, House Minority Whip Eric Cantor said, &#8220;the default rate on mortgages that have been modified thus far is very high&#8221;.  This statement caught my attention because, first, I have been saying for quite a while that getting people out of ARMs and into 30-year fixed-rate loans is the best way to [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.npr.org/templates/story/story.php?storyId=101133199">On NPR this morning</a>, House Minority Whip Eric Cantor said, &#8220;the default rate on mortgages that have been modified thus far is very high&#8221;.  This statement caught my attention because, first, I have been saying for quite a while that getting people out of ARMs and into 30-year fixed-rate loans is the best way to prevent foreclosures, and, second, it is intentionally misleading.</p>
<p>Last week <a href="http://www.nytimes.com/2009/02/19/us/19loans.html">I read</a> about two people in south Florida who had their mortgages modified.  One woman&#8217;s interest rate dropped 11% when her terms were changed.  Another man saw no change in his monthly payment because the bank added so many fees and penalties.  She kept her house; he went into foreclosure after all.</p>
<p>Rep. Cantor is right that the default rate on modified mortgages is high, but only if your definition of &#8220;modified&#8221; is very broad:</p>
<blockquote><p>“It’s becoming more and more clear to us that if you do real modifications the default rate is significantly lower”, said Tom Miller, the attorney general of Iowa, who has led a group of state officials pushing the industry to modify more loans. “They shouldn’t be called modifications if people pay more or approximately the same”.</p></blockquote>
<p>The facts are that genuine modifications keep 75% of borrowers in their homes, and allow them to stay current.  If the &#8220;modifications&#8221; Rep. Cantor criticizes fail, it&#8217;s because they aren&#8217;t modifications at all.</p>
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		<title>I&#8217;m Glad&#8230;</title>
		<link>http://danajohnhill.com/dana/2009/02/03/im-glad/</link>
		<comments>http://danajohnhill.com/dana/2009/02/03/im-glad/#comments</comments>
		<pubDate>Tue, 03 Feb 2009 19:13:40 +0000</pubDate>
		<dc:creator>Dana</dc:creator>
				<category><![CDATA[Current Events]]></category>
		<category><![CDATA[Politics]]></category>

		<guid isPermaLink="false">http://danajohnhill.com/dana/?p=827</guid>
		<description><![CDATA[&#8230;That Tom Daschle has withdrawn his nomination.  Sure, most of his tax problems were ones I could imagine happening to anyone who has multiple sources of income, and spends money in ways that I do not, like receiving rides in limousines and airplanes.  And I am still shocked and appalled at the ways in which [...]]]></description>
			<content:encoded><![CDATA[<p>&#8230;That Tom Daschle has <a href="http://www.washingtonpost.com/wp-dyn/content/article/2009/02/03/AR2009020300912.html?hpid=topnews">withdrawn his nomination</a>.  Sure, most of his tax problems were ones I could imagine happening to anyone who has multiple sources of income, and spends money in ways that I do not, like receiving rides in limousines and airplanes.  And I am still shocked and appalled at the ways in which the rich are not paying their taxes.  If I owed the IRS over $100,000 I&#8217;d probably be in jail.  But all that aside, I think that Tom Daschle, however nice a person he is in his private life, was an exceptionally weak senator who wasn&#8217;t strong enough to win reelection for his seat, much less effectively execute a leadership role when he had that opportunity.  I feel the same way about Harry Reed today, and Nancy Pelosi in the house.  They are lame.  The Republicans lost power because their ideas were bad, and their execution of those ideas was even worse.  Also, many of them were terrifically corrupt.  But Tom Delay was no weakling, and Newt Gingrich had guts.  I think they&#8217;re both awful people, but they did what their constituents wanted them to do.</p>
<p>I think Barack Obama is a smart, capable man.  I want him to be surrounded by other smart, capable people.  Tom Daschle doesn&#8217;t seem very capable to me.</p>
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		<title>More Political Ranting</title>
		<link>http://danajohnhill.com/dana/2009/01/14/more-political-ranting/</link>
		<comments>http://danajohnhill.com/dana/2009/01/14/more-political-ranting/#comments</comments>
		<pubDate>Thu, 15 Jan 2009 01:00:25 +0000</pubDate>
		<dc:creator>Dana</dc:creator>
				<category><![CDATA[Politics]]></category>
		<category><![CDATA[Rantings]]></category>

		<guid isPermaLink="false">http://danajohnhill.com/dana/?p=769</guid>
		<description><![CDATA[First, Dick Cheney is human garbage.  He just told Jim Lehrer that he doesn&#8217;t believe that the public disapproves of his actions and performance as vice president.  When reminded of his historically low approval ratings, he said something to the effect that that&#8217;s not what he&#8217;s hearing from people.  No kidding!  Imagine that: Dick Cheney&#8211;the [...]]]></description>
			<content:encoded><![CDATA[<p>First, Dick Cheney is human garbage.  He just told Jim Lehrer that he doesn&#8217;t believe that the public disapproves of his actions and performance as vice president.  When reminded of his historically low approval ratings, he said something to the effect that that&#8217;s not what he&#8217;s hearing from people.  No kidding!  Imagine that: Dick Cheney&#8211;the man who disappears from the public eye for long stretches; gives few interviews, especially to legitimate news organizations; spends a considerable amount of time in a bunker&#8211;doesn&#8217;t realize that an enormous majority of Americans think he bears considerable personal responsibility for much of the United States&#8217; present difficulties.  Cheney, lest we forget, has been wrong about almost every single thing that has happened in the past eight years.  He would probably still tell you that there are weapons of mass destruction, and that Iraq really was in the last throes of the insurgency in 2005.</p>
<p>Second, what is wrong with this Timothy Geithner guy?  If you&#8217;re just some regular dude, I can understand being confused about what has and hasn&#8217;t been withheld from your paycheck.  But this guy is supposed to be running the Treasury Department?  I think an awareness of your personal tax liability should be among the minimum qualifications to hold that job.  Meanwhile, it seems the common denominator amongst all rich and powerful wankers is undocumented household employees.  Two tips:</p>
<ol>
<li>If you&#8217;re rich enough to hire household help, you&#8217;re rich enough to hire a U.S. citizen.  Don&#8217;t be so cheap.</li>
<li>President-elect Obama should drop this guy.  There&#8217;re better people out there.</li>
</ol>
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